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We Can Help You Decide If you can't decide which account is right for you, let us help. Visit one of our offices and talk with a friendly Customer Service Representative. If you prefer to call, a list of our phone numbers including our toll-free number is at this link. Locations & Hours |
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| Account | Minimum
Balance to Avoid Monthly Fee |
Monthly Fee | Transaction Fee | Special Features | |
Relationship
Advantage |
$5,000 in this account |
$7 $4 for Seniors 55 and Over |
Unlimited
check-writing Unlimited ATM transactions |
Balances
of $1,500 or more earn interest Preferred CD rates Consumer Loan Discounts No-Annual-fee credit card Investment Planning-free consultation & Much more |
|
| Regular Checking | $500 | $5 Free to Direct Deposit customers and seniors 55 and over |
Unlimited
check-writing Unlimited Steuben Trust ATM transactions |
ATM
or Visa Check Card for no monthly fee |
|
| Budget Checking | None | $2 | $.25 each debit | Convenient | |
| Basic Checking | None | $3 | $.50
each after first eight debits per cycle |
Must
be a resident of New York State |
|
| NOW | $1,000 | $8 | None | Earn competitive interest | |
| Money Market | $1,500 | $9 | $5
each after first three debits per cycle |
Earn competitive interest | |
| Savings | $100 | $3 Free to ages 17 and under |
$.50
each after first six debits per cycle |
Earn competitive interest | |
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