| Account
|
Minimum Balance to
Avoid Monthly Fee |
Monthly Fee |
Transaction
Fee |
Special
Features |
Relationship
Advantage |
$5,000 in this account
or
$10,000 in combined Steuben Trust checking, savings and CDs |
$7
$4 for Seniors 55 and Over |
Unlimited
check-writing
Unlimited ATM transactions |
Balances
of $1,500 or more earn interest
Preferred CD rates
Consumer Loan Discounts
|
| Regular
Checking |
$500 |
$5
Free to Direct Deposit customers and seniors 55 and over |
Unlimited
check-writing
Unlimited Steuben Trust
ATM transactions |
ATM
or Visa Check Card
for no monthly fee |
| Budget
Checking |
None |
$2 |
$.25
each debit |
Convenient |
| Basic
Checking |
None |
$3 |
$.50
each after first
eight debits per cycle |
Must
be a resident of
New York State |
| NOW |
$1,000 |
$8 |
Unlimited
check-writing
Unlimited Steuben Trust
ATM transaction |
Earn interest |
| Money
Market |
$1,500 |
$9 |
$5
each after first
six debits per cycle |
Earn
interest |
| Savings |
$100 |
$3
Free to ages 17 and under |
$.50
each after first
six debits per cycle |
Earn
interest |
Equal Housing Lender
