GOVERNMENT MORTGAGE RATES

Fixed Rates (Rates are subject to change)
Term	Rate	Points	APR	Monthly P & I Payment Per $1000
15 Year VA	4.500%	0	4.568%	7.65
30 Year VA	4.625%	0	4.664%	5.14
15 Year FHA	4.500%	0	4.665%	7.65
30 Year FHA	4.625%	0	4.720%	5.14
30 Year Rural Development	4.750%	3.5	5.151%	5.22